https://www.pcs-credit.com/blog daily 0.75 2020-09-28 https://www.pcs-credit.com/blog/disaster-11-getting-the-math-wrong monthly 0.5 2020-09-28 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1601067552910-FZRPZD0FE0HI0WCHVT67/Pie+Chart.png Blog - Disaster #11 - Getting the Math Wrong …because there are usually a lot more early stage delinquencies to begin with https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1601067048626-0W5SZ03C1TJHOBUTGNUG/Picture1.png Blog - Disaster #11 - Getting the Math Wrong Late stage treatments gained more per account, but early stages earned by far the most overall: nearly 60% of total loss savings…. https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1601064881901-YQ2J5IHH09G601HZVUKN/Ep+11+Chart.png Blog - Disaster #11 - Getting the Math Wrong 20% savings — even if most debtors don’t respond, and most of the ones who do, would have ‘self-healed.’ https://www.pcs-credit.com/blog/disaster-10-disparate-impact-on-minorities monthly 0.5 2020-09-14 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1600116079958-5GW0YW878RV4RSTH8XP3/Picture1.jpg Blog - Disaster #10 - Disparate Impact on Minorities Is there something wrong with this picture? Subprime car ad targets Black buyers. https://www.pcs-credit.com/blog/disaster-9-absence-of-offer monthly 0.5 2020-08-17 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1597679940142-9IHIGO27EJGJPKSR79BX/BOGO2.jpeg Blog - Disaster #9 -Absence of Offer A great offer, but not right for debt collection! https://www.pcs-credit.com/blog/disaster-8-the-punitive-temptation monthly 0.5 2020-08-17 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1596664157884-RPHDTKAW67RSJ2S557SM/Fuzzy+dice.jpeg Blog - Disaster #8 -The Punitive Temptation - Did “fuzzy dice” ever signify bad credit risk? Probably not but… https://www.pcs-credit.com/blog/disaster-7-the-debt-that-didnt-have-to-be monthly 0.5 2020-07-30 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1596143092429-1AFSDH0UBSCTQ44FM450/Screen+Shot+2020-07-30+at+4.47.06+PM.png Blog - Disaster #7 – The Debt that Didn’t Have to Be SwervePay’s system prompts for a payment by text, while it reminds patient of upcoming appointment. https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1596142316433-AQA340X2N8NXZ8X342A0/Square+reader+3.jpg Blog - Disaster #7 – The Debt that Didn’t Have to Be Square’s reader enables even the smallest business to accept cards. https://www.pcs-credit.com/blog/disaster-6-a-collection-letter-that-backfires monthly 0.5 2020-07-21 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1595348205660-D0KXN3VJRQ3MSEOUOW9Y/Anesthesiology+letter+excerpt.png Blog - Disaster # 6 -The collection letter that backfires This letter makes no accusations or threats, yet drove over ten times the revenue vs. prior efforts. https://www.pcs-credit.com/blog/disaster-5-wrong-debt-relief-to-the-wrong-debtor monthly 0.5 2020-07-13 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1594637001767-2E110D8UWY5KCVLHUTZT/Regional+Differences+Matter.jpg Blog - Disaster # 5 - Wrong Debt Relief to the Wrong Debtor A new Equifax map shows that COVID-19 financial stress varies by location. Geo is just one factor in the optimal targeting of a debt relief offer. https://www.pcs-credit.com/blog/avoiding-disastrous-debt-interactions-part-4 monthly 0.5 2020-06-29 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1593448029709-2YCJ6FN2KELCADLE7Q1J/Eos+Airlines.png Blog - Disaster #4 - Customer Bankruptcy All-business-class airline: great concept, lovely client…until they filed Chapter 11 https://www.pcs-credit.com/blog/avoiding-disastrous-debt-interactions-part-3 monthly 0.5 2020-06-29 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1592835623905-4CC6YYNDOE4AW6YI6KFL/SBDI+w+inset.png Blog - Disaster #3 - Business Delinquency Spike Inset shows 32% spike in Small Business Delinquency Index, 3/1 - 4/31/20 https://www.pcs-credit.com/blog/cbb2x309lzu707c0b4mlop01qrqroy monthly 0.5 2020-06-29 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1592240080573-LE13XUYIJ9HEXI4SD1J8/Passtime+GPS.jpeg Blog - Disaster # 2 - Credit Destruction Subprime dealers use devices like this one to disable a car when the owner misses a payment. https://www.pcs-credit.com/blog/disastrous-debt-interactions-and-how-to-avoid-them monthly 0.5 2020-06-05 https://www.pcs-credit.com/contact-us daily 0.75 2020-07-21 https://www.pcs-credit.com/founder daily 0.75 2023-05-25 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1586799414608-O50L6G87H9YTFZGXJ5TC/pblau.jpg Founder - Peter Blau, Founder Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park. https://www.pcs-credit.com/home daily 1.0 2023-05-25 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1586785134777-KSPNTFS05LH8K13GQXSX/Love+Hate.jpg Home Example of PCS empathetic messaging concept. https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1589742860724-7W6K6BV532I5G8MJVEM6/exponential3.jpg Home - Collectibility of a debt declines exponentially over time https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1588004380540-VZ1YQ25790JTMOK23DYV/Bar+Graph+website.png Home https://www.pcs-credit.com/how-it-works daily 0.75 2020-06-03 https://www.pcs-credit.com/collectwrite daily 0.75 2025-05-26 https://images.squarespace-cdn.com/content/v1/5e945483ca1cec725d1939fd/1595349208863-Z8ZAFB0LMZCWB4PRPB83/Anesthesiology+letter+excerpt.png CollectWrite™ Example of PCS letter driving ten times the revenue of a previous effort